Cash Gift Thank You Note Examples – Wording Ideas

Although a cash gift may seem impersonal, it is actually a thoughtful gift that usually goes a long way in helping the gift recipient. That is why it is polite to thank the sender once you receive it. Cash gift thank you notes can be written after numerous occasions, for example, a funeral, a birthday, a graduation, a donation, a holiday celebration such as Christmas, or a wedding. Whatever the occasion, receiving it means the sender deserves a written note.

With a thank you note, you can sincerely express your gratitude for their kindness and acknowledge that you received the monetary gift. In addition, the rules of etiquette require you to inform the gift giver of how you intend to use the money.

Ensure that your note is timely, personal and shows excitement about receiving the gift. Its details also depend on the occasion that led to the gifting, your relationship with the sender, and what you plan to do with the money. This simple yet powerful gesture of appreciating the sender represents etiquette, courtesy, and sincerity on your part. That is why you must know how to write a proper and heartfelt note for a cash gift.

This article will help you learn more about how to write it, review samples of thank you notes you can use as reference, and discover the tips to consider when writing it.

Statistical Insight: A survey conducted by Mint suggests that about 61% of Americans prefer a cash gift over any other type of gift for Christmas.

Following are the cash gift thank you letter templates that you can download for free:

When Should Thank You Note for Cash Gift be Written?

Apart from the content, timing is another important consideration regarding a thank you note for a cash gift. You should send it within a few days, that is, within two or three days. It is more thoughtful and appreciative to send it promptly. The maximum time limit allowed is one week.

That means you cannot postpone writing a note to thank the gift sender once you have received it. If you delay sending it, it will symbolize a lack of interest or appreciation for the gift. In addition, it is advisable to send an electronic note in advance before sending a well-crafted and personal handwritten version later. 

You can use the detailed step-by-step guide provided below for writing a note to thank someone for the cash gift. However, if you are short on time, consult the sample letters below or download our free and customizable thank you note templates. This will guarantee an accurate document with less effort and time. The sample letters cover a variety of occasions.

Below is a step-by-step guide on writing a proper and sincere thank you note after receiving a cash gift.

Remember that it should be brief, straight to the point, and highlight your appreciation:

Step 1: Begin the note by saying thanks 

Start by expressing your gratitude to the sender of the cash gift. Since this is a note, you can get creative with your thank you message. Ensure that your message expresses your acknowledgment and gratitude for receiving the gift. Depending on its recipient, ensure that you select appropriate words and a proper style for it.

For Example:

I truly thank you for… I can’t appreciate you enough for… or I am grateful to you…

Avoid using the words money or cash when appreciating the sender. Instead, use the term gift, generous gift, kind gesture, lovely contribution, or even thoughtful gift.

For Example:

I appreciate your generous gift on my graduation.

Ensure that your compliments are sincere and that your thank you is genuine. You must thank the sender for being thoughtful enough to send you a cash gift.

Step 2: Mention how you will use the money

The next part is to highlight how you intend to use the money. You can spend the money, save it or choose not to mention the plan you have for the money. 

If you spend the money, mention what you spent it on. This can range from an important item to a boring one. The idea is to show the sender of the gift that the money had a significant impact on your life.

For example:

The money you sent me will be used to buy a new laptop.

If you are saving money, ensure you mention the long-term goal you intend to achieve using the money you receive.

For instance:

I intend to save the money you give me for future expenses I might incur while searching for a job.

You can also choose to leave out how you intend to spend the money because the situation is awkward, personal, or you have no plans for it yet.

For Example:

The money will significantly facilitate my after-graduation plans.

Whatever the case, ensure that you are honest about it. It is all about maintaining a connection with the sender to avoid the awkwardness of monetary gifts. 

Step 3: Add the occasion

Ensure that you mention the occasion that led to the gifting. This can be a birthday party, a baby shower, an anniversary, a graduation, a wedding, or even Christmas. You can choose to add money after the mentioned event.

For Example:

I am truly grateful for the graduation money you gave me during the party.

Step 4: Say something about your relationship with the recipient

If you are close to the sender, mention something about your relationship. If not, wish them well and express your excitement about receiving the money.

For example:

You have been a great cousin all my life, and our bond will continue forever. Or Once again, thank you so much for the gift, uncle.

Step 5: Inquire about the recipient

For this step, you should ask about their life. This will make the recipient feel special. For example, you can inquire about what is happening in their life, check on how they are doing, or just inform them that you are thinking about them.

For instance:

I cannot wait to see you when I am back in town, or I hope you got the job you had interviewed for, you definitely deserve it.

Step 6: Close the note 

Finally, end your thank you note in a pleasant manner. The closing will depend on your relationship or familiarity with the recipient. That means you can be formal, for example, Sincerely, Best regards and Kind regards, or you can have a casual closing. For instance, Warmly, Love, Much Love, Take Care, All my love or Hugs and Kisses.

Your name should follow these phrases. Also, do not forget to thank them once again before closing. Ensure it is well paraphrased to avoid monotony.

Below are five sample notes you can reference when you want to thank someone for giving you a cash gift.

For a large sum of money

I am truly grateful for the generous gift you gave me. It was thoughtful of you to consider giving me such an outstanding gift. The money will be used to finish renovating my new house. You have saved me the trouble of taking a loan or borrowing from friends and family members. Thank you so much, sister, and I hope the project you have undertaken at work is successful. It was great seeing you at the reunion, and once again, I appreciate the gesture.

For birthday cash gift

You graced my birthday party and gave me a thoughtful gift. Words cannot express how happy and grateful I am for the gift. I am definitely going to save the money and take that Los Angeles trip I have been talking about for a while. Thank you so much, my dear friend. I cannot wait to see you once I am back from school. Take care of yourself, and I am grateful to you for being so considerate.

For a wedding cash gift

We cannot thank you enough for being part of our wedding celebration. My dear maid of honor, you did not only plan for the big day but also attended and gifted us generously. I am grateful for the kind gesture. My husband and I will save the money as we figure out how we want to spend it. We hope you are doing fine and wish you the best in life.

For funeral money

For taking your time to mourn the loss of our great-grandmother, we appreciate you. The whole family is grateful for your kind contribution toward the funeral arrangements. Your gift lessened the financial burden that comes with a burial. Thank you so much for being with us during this sad period. Kind and generous people like you make the world a better place. I appreciate you, dear friend, for your help during this difficult time.

For a graduation cash gift

It was a blessing to see you at my high school graduation. I am glad I shared such a special day with you, Charles. Thank you for being the best big brother and gifting me such a lovely gift. I will use the money to buy the things I need once I enroll in college. I hope you are doing great back on campus, and I cannot wait to see you during the Thanksgiving break.

When it comes to writing a thank you note for a cash gift, there are some things that you need to avoid to ensure that you write a sincere and detailed note:

Mentioning the monetary amount

When writing the thank you note, do not mention the amount of money you received since the sender already knows what they sent you. However, you should focus on complimenting them and appreciating their kindness. 

Waiting too long to write the letter

Waiting for days or weeks before writing and sending the will be less sincere. The ideal time to write it is within a few days after receiving the gift. 

Writing long notes

A thank you note should be brief and straight to the point, as it is not a letter. Avoid writing it comprehensively or including off-topic information. You should only focus on thanking and complimenting them.

Overdoing the compliments

Finally, avoid overdoing the compliments, as this will appear fake or forced. Be friendly and brief with compliments to ensure you sound natural and genuine.

• Ensure you proofread your thank you note before sending it to avoid grammar, spelling, and punctuation mistakes.
• Although it should not be too long, ensure it is more than one line. Including a few more lines of appreciation is a genuine gesture.
• Write it from the heart since a cash gift is usually thoughtful. That means you should choose the right words and consider a handwritten note as it is more personal. 
• You can use the samples provided in this article as a reference when saying thanks for a cash gift you received for different occasions.  
• Try to make your message personal and heartfelt. Consider including a specific detail about the gift or the giver to show that you really appreciate the thought that went into the gift.