More often than not, you may have been asked to be a guarantor as a condition in the application for a loan or commercial lease. Businesses might require loans to fund their operations. However, with poor credit, they cannot secure crucial funding. If the business owner cannot repay the facility, the guarantor agrees …
A budget is crucial if you want financial stability and independence. In addition, financial literacy gained from budgeting will allow you to know how and when to spend your money. Finally, a personal budget will help you create a balance between your earnings and expenses. Therefore, budgeting is essential to …
The debt industry is prominent but cannot be based on promises and assurances. Unfortunately, promises and assurances do not hold up in court, So there is a need for something more concrete, which is a personal loan agreement. A personal loan agreement is a term you will encounter whether you …
A personal financial statement is a document that outlines an individual’s financial status, overall earnings, and activities over a specific period. This includes salary earned, assets, and liabilities. The assets may include real estate, land, insurance policies, shares, and cash and cash equivalents such as savings. The liabilities may include …
A lesson plan is an essential document that allows a teacher to effectively develop perfect and efficient strategies that they will use to teach and pass information to students. A daily lesson plan allows a teacher to highlight the activities and topics that will be covered on a particular day. …
One of the main aims of teaching is to ensure students understand what is taught to them and retain the knowledge. At the beginning of an academic session, it is necessary to have a plan to guide you through the tasks for the day, week, unit, or even year. A …
The real estate (Lease) personal guarantee form is a document that confirms a guarantor also referred to as a co-signer, decision to guarantee a lease and assume liability if the tenant does not pay the rent or fails to fulfill the terms of the rental lease agreement. It is to …
A Daily Lesson Plan is a document used by a teacher or instructor as a step-by-step guide of what the students will learn, how effectively the teaching will be during class, and how best they will get feedback from the students. This document lists the tasks that both the teacher …
A loan personal guarantee form is a written document that allows a person, referred to as a guarantor, to be held responsible for the personal loan given by the lender to the borrower in case the borrower fails to repay the loan. A loan personal guarantee form is used in …
A personal loan agreement is a written contract document, indicating the terms and conditions that both the lender and borrower have agreed upon. Usually, this is a loan between relatives or friends. Personal loans are usually unsecured, but the agreement helps to formalize the loan. The personal loan agreement template …
A Gift Tag Template is a fillable piece of paper that ranges in size, shape, and material used to identify the sender of the gift, exchange greetings from the sender to the recipient and make an impression on the recipient. It is also known as a gift label and is …
A daily lesson plan is a detailed outline of instruction that an educator has put together. Typically, a daily lesson plan is used in classrooms to assist the teacher as a step-by-step instructional guide in whatever they are teaching. A daily lesson plan template, on the other hand, is a …
Documentation is vital when lending money to people and businesses. A promissory note is an example of such documentation. It is a written promise by the debtor/borrower to pay back a specified amount and any applicable interest fees under defined terms of payment. Examples of payment terms include a predetermined …
Preparing and issuing receipts is an essential part of most businesses. As a business, you will need receipts to organize your financial records. They will help you identify the items you sold and the money you earned as payment from clients. On the other hand, customers will need it as …
A termination letter is a formal communication informing an individual or party that a business relationship, employment, contract, or agreement is being terminated. This letter can be written when dismissing an employee, canceling a lease, terminating an insurance policy, or ending a business contract between a client and contractor. It …
The origin of job evaluation can be traced to the United States Civil Service Commission in 1871. However, it was not until the 1920s that the first point system was developed. In addition, the National War Labor Board advocated for the implementation of job evaluation to promote wage equality during …