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Proof of Income Letter Templates – Samples

 A proof of income letter, also known as a salary verification letter, is an official document written by an employer to indicate that an individual is currently employed with them and earns a salary.

Alternatively, the letter can be used to show that a certain individual has previously worked for you. Such types of documents are frequently used for buying a house, applying for a new job, getting a loan, or applying for a credit card. This allows the recipient to confirm someone’s financial capability or to ascertain that the applicant was previously employed and has work experience.

The letter to present as proof of one’s income is also known by various other names. These alternative names can be used in different contexts, depending on why you are drafting the letter.

The following are commonly used names for such a letter: 

  • Income letter
  • Employment verification letter
  • Proof of income form
  • Employment verification form
  • Income verification letter

Usually, this letter contains all the necessary information about the employee. This includes their name, contact details, address, details of the company they are working for, their job title in the company, the employment date, and other important employment details. 

Commonly, this letter has at least three parties involved, and they include the following:

  • Employer or executive: The individual writing the letter.
  • Employee: The one who requests it
  • The recipient: A potential lender or employer who needs confirmation about the income of the individual in question.

Proof of Income Letter Templates

A letter that provides proof of income is an essential document for your employees. It allows you to prove that they are working for you or have worked for you in the past. In most cases, an employee will request this letter for official purposes, and that means that it must be thorough and accurate.

Therefore, you should use a template to create the perfect letter to confirm your employee’s salary. These templates will assist you in creating one effortlessly.

You can access and download our templates for free from the links below. Additionally, you can customize them according to your requirements.  

Purpose of a Letter for Proof of Income

An income verification document is used to confirm someone’s employment status and verify their salary. Therefore, it serves as a supporting document for your employees in certain situations.

The employees can use this letter for the following purposes:

Signing leases

If an employee is trying to rent a property, they may need to present evidence of their financial capability. The letter assures the lessor that the employee can comfortably pay for the lease. Additionally, it also shows that the employee has a constant and stable income.

Obtaining credit cards

To apply for a credit card, most financial institutions request documents that provide a confirmation of their income. The letter ascertains that the applicant can pay the debt in a timely manner.

Getting a loan approved

To secure a loan, people need to present several documents, one of which is a letter that confirms their salary. The letter shows the creditor that the applicant has the ability to pay back the loan with their salary.

Applying for another job

Sometimes, when applying for a new job, an applicant might be asked for proof of his current or previous salary. This shows the potential employer that the employee is experienced and deserves to be awarded the requested salary.

Purchasing a home

A letter confirming the salary of an individual is essential when they intend to purchase a property, like a home. In most cases, the purchase is made through a mortgage. Therefore, the letter ascertains that the applicant can afford the mortgage payments.  

How to Write a Proof of Income Letter

As an employer, once asked to write a proof of income letter by your employee, there are specific details that you must include in the letter to make it complete and effective.

Here is how to write a proper letter:

Start by adding your basic information and contact details

At the top left of your page, start by including your full name and your contact information, which includes your physical address, phone number, and email address. Ensure that you include the name of your business or company along with other relevant details. Once you have completed this section, leave a single space to separate this content from the next part of the letter.

For example:

Grace Williams
Color and Paint Limited
345-Green Way Avenue, MA
[email protected]

Note: Ensure that you also include the date in the header section. The date ensures that all the information is current.

Include the information of the recipient 

For the next section, include the recipient’s information. It can be a bank, a landlord, or another employer. Ensure that you have their full name and official title, followed by the organization’s name, its physical address, and other relevant contact information, such as the phone number or email address.

For example:

Martin Richards
Property Owner
High Rise Apartments
67-Highland Bridge, MA

Add a subject line to the letter

Then, proceed to add a subject line to the letter. This should be a brief, one-line statement that clearly states the purpose of the letter.

For example:

Subject: Philip Samuel’s Proof of Income

Add a respectful greeting

After the subject line, start the letter by including a courteous salutation or greeting. This is an important section, and it is essential for you to use the recipient’s full name. In case you do not know the recipient’s name, you can use “To Whom It May Concern” as a way of addressing the letter. The greeting should always be written in a formal yet polite tone since this is official correspondence.

For example:

Dear Mr. Martin Richards,
To Whom It May Concern,

State the purpose of submitting the letter

At this point, start by writing an introduction that will clearly provide the reason for writing the letter. This section should be brief and straight to the point. You can re-state your name and explain that you are the employer of the individual who asked you to write this letter. Then, proceed to explain to the recipient that the letter is meant to act as proof of the individual’s (your employee’s) income or salary.

For example:

I am Grace Williams, and I am the current employer of Philip Jackson. I am writing this letter to provide proof of Mr. Jackson’s gross monthly salary. He is one of my employees, and I am confident that his income will enable him to pay rent and any other expected fees associated with leasing an apartment at your building.

Provide details of the employee’s income 

For the next part, include details of your employee’s income. You can start by mentioning their job title, how long they have been working for you, how much they earn, and briefly stating their job responsibilities. You can mention the annual income or specify the employee’s monthly or weekly income. Also, include any bonuses, gifts, benefits, etc. Ensure that the figures are correct, complete, and accurate.

For example:

Mr. Philip Jackson has been my employee for six years now, working as an interior designer. He earns a gross monthly salary of $7,950, and thus his annual salary is $95,400. He is responsible for creating aesthetically pleasing spaces for both offices and residential areas. With a yearly bonus of $4770 and gifts from satisfied clients, I believe that Mr. Philips’ income level enables him to afford your apartment.

Add a note to indicate any attached document

It is advisable to include additional documentation to support the claims you made in the letter; make sure that you inform the letter recipient. Ensure that you inform the recipient if you have attached any documents with the letter. They will find it simpler as a result to pay attention to those and consider that information when making decisions. 

Note: Some of the documents you can attach to the letter include electronic payroll, direct deposit records, check stubs, and copies of tax returns.

For example:

Attached below are documents that provide evidence of Mr. Philip’s income. You will find electronic payrolls, deposit checks, and copies of tax returns.

Thank the reader

Finally, always thank the reader for taking the time to read the document. Ensure that you express your gratitude to the reader in a formal manner.

For example:

Thank you for your time and consideration. Please contact me at my email address or phone number for any queries or concerns.

Sign off the letter and add your signature

For the official signoff, ensure that you include an official complimentary phrase, such as “sincerely” or “respectfully,” and your signature. Make sure you leave enough space to sign it by hand. You can also notarize the letter to make it more credible.

For example:


A Proof of Income Letter Example

Below is a sample letter that can be used to write your own letter:

Rachel Green

Opposite Company

976-Higher Road, WR


[email protected]

November 22, 20222

Constance Chelsea

Bank Manager

United Bank

21-Lower Road, WR

Subject: Proof of Income for Loan Application

Dear Ms. Constance Chelsea

My name is Rachel Green, and I am Jason Cheng’s employer. I understand that he has applied for a loan at your bank. I am writing this letter to verify his income.

Jason Cheng has been an employee at Opposite Company for nine years. He is the senior manager of his department, and he earns a salary of $5,300 per month, which totals $63,600 per year. Mr. Jason Cheng also receives yearly bonuses and gifts worth $3,700. With this income level, I believe that Mr. Jason will be able to repay his loan on time.

Enclosed are documents that provide more details about Mr. Jason’s financial ability. There are tax returns, electronic payrolls, business receipts, invoices, and check stubs. Thank you so much for your time. I am available in case you have any questions or require additional information. You can contact me through my email or phone number.



Tips to Consider When Creating Proof of Income Letter

It is important to ensure that the letter is accurate, detailed, and precise. Therefore, you should accurately mention the relevant details of the employee, such as their job title, duration of their employment, etc. 

Here are tips to consider when writing a letter for your employee:

Be brief

The letter should be brief and relevant. Additionally, the letter should only contain facts about the employee and their employment details. Note that a brief letter will allow the recipient to focus on the important details and make a quick and informed decision. Therefore, write accurately and avoid unnecessary details.

Avoid adding false information

A statement that provides evidence about someone’s income is a formal and legal document in many organizations and other government entities. Therefore, the information contained in the letter should truthfully state all details. Any false information may have legal repercussions for you and the employee.

Proofread the document

Always proofread it to ensure it has all the needed details. Additionally, proofreading will grammar errors. Moreover, you can also check for any inaccuracies in the employee’s basic information such as full name, job title, and salary, etc. 

Key Takeaways

  • Information about someone’s financial capability is crucial whenever they apply for a loan or mortgage, apply for a new job, or when purchasing a property.  
  • Proof of income letter is used to confirm someone’s current employment status and income.
  • The letter should be brief, precise, and accurate. It should include the details of the employer, employee, and recipient.
  • You can use our templates to write accurate and comprehensive letters that verify your employee’s salary and employment.
  • The letter can also have enclosures such as salary slips, copies of tax returns or check stubs, etc.  

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